Privacy Policy

This policy covers what Short Term Health Insurance Cost collects when you use the premium calculator on the homepage, read a guide, or send a message through the contact form. Last updated 2026-06-17.

What the calculator does with your inputs

The age, plan level, deductible, ZIP code, and household size you enter into the calculator are processed in your browser to produce the on-screen estimate. Those values are not sent to our servers and are not stored anywhere; refresh the page and they are gone. The calculator does not require a name, email, or account.

Contact form and quote links

The contact form is delivered through Web3Forms; whatever name, email, and message you type there reaches us so we can reply. If you click a "see my quotes" link, you leave this site for a licensed carrier's own site, which has its own privacy practices separate from ours; check its policy before entering any personal details.

Cookies and advertising

Google and its advertising partners set cookies on this site to serve and measure ads based on prior visits to this and other sites. You can turn off personalized ads through Google's Ads Settings at adssettings.google.com, and see the wider list of providers at www.aboutads.info. If you are visiting from the European Economic Area, the United Kingdom, or Switzerland, the banner on your first visit lets you accept or reject these cookies before they are set.

Analytics

We run Google Analytics to see which guides get read and where visitors drop off, so we can fix or expand pages that need it. The data is aggregated; it is not used to identify an individual reader. A browser add-on lets you opt out of Google Analytics entirely if you prefer.

Your rights over your data

Depending on your state or country, you may be able to ask what personal information we hold, request a correction, or ask us to delete it. Since the calculator never leaves your browser, this mostly applies to contact-form messages. Reach out through the contact page to make a request.

How long we keep messages

Contact-form messages are kept only as long as needed to answer them and to maintain a record of correspondence. We do not sell the contents of a message to a third party.

Children

This site covers insurance pricing for adults making coverage decisions and is not directed at children under 13. We do not knowingly collect information from anyone in that age group.

Updates to this policy

When this policy changes in a way that matters, we update the date at the top of this page. Questions go through the contact page.